|
Privacy Policy
What This Privacy Policy Covers
This policy covers how Horsemans Ranch ("HR") treats personal information that HR collects and receives, including information related to your past use of HR products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.
This policy does not apply to the practices of companies that HR does not own or control, or to people that HR does not employ or manage.
Information Collection and Use
HR collects personal information when you register with HR, when you use HR products or services, when you visit HR pages or the pages of certain HR partners, and when you enter promotions or sweepstakes. HR may combine information about you that we have with information we obtain from business partners or other companies.
When you register we ask for information such as your name, email address, birth date, gender, zip code, occupation, industry, and personal interests. For some financial products and services we may also ask for your address, Social Security number, and information about your assets. Once you register with HR and sign in to our services, you are not anonymous to us.
HR collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.
HR automatically receives and records information on our server logs from your browser, including your IP address, HR cookie information, and the page you request.
HR uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.
Information Sharing and Disclosure
HR does not rent, sell, or share personal information about you with other people or nonaffiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances:
We provide the information to trusted partners who work on behalf of or with HR under confidentiality agreements. These companies may use your personal information to help HR communicate with you about offers from HR and our marketing partners. However, these companies do not have any independent right to share this information.
We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims;
We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of HR's Legal Statement, or as otherwise required by law.
We transfer information about you if HR is acquired by or merged with another company. In this event, HR will notify you before information about you is transferred and becomes subject to a different privacy policy.
HR works with vendors, partners, advertisers, and other service providers in different industries and categories of business. For more information regarding providers of products or services that you've requested please read our detailed reference links.
Cookies
HR may set and access HR cookies on your computer.
Confidentiality and Security
We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.
We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.
Changes to this Privacy Policy
HR may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your HR account or by placing a prominent notice on our site.
Revised: 09/19/2006
|
|
