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Privacy Policy
What This Privacy
Policy Covers
This policy covers how Horsemans Ranch ("HR")
treats personal information that HR collects and receives, including
information related to your past use of HR products and services.
Personal information is information about you that is personally
identifiable like your name, address, email address, or phone
number, and that is not otherwise publicly available.
This
policy does not apply to the practices of companies that HR does not
own or control, or to people that HR does not employ or
manage.
Information Collection and Use
HR collects
personal information when you register with HR, when you use HR
products or services, when you visit HR pages or the pages of
certain HR partners, and when you enter promotions or sweepstakes.
HR may combine information about you that we have with information
we obtain from business partners or other companies.
When
you register we ask for information such as your name, email
address, birth date, gender, zip code, occupation, industry, and
personal interests. For some financial products and services we may
also ask for your address, Social Security number, and information
about your assets. Once you register with HR and sign in to our
services, you are not anonymous to us.
HR collects information
about your transactions with us and with some of our business
partners, including information about your use of financial products
and services that we offer.
HR automatically receives and
records information on our server logs from your browser, including
your IP address, HR cookie information, and the page you
request.
HR uses information for the following general
purposes: to customize the advertising and content you see, fulfill
your requests for products and services, improve our services,
contact you, conduct research, and provide anonymous reporting for
internal and external clients.
Information Sharing and
Disclosure
HR does not rent, sell, or share personal
information about you with other people or nonaffiliated companies
except to provide products or services you've requested, when we
have your permission, or under the following
circumstances:
We provide the information to trusted partners
who work on behalf of or with HR under confidentiality agreements.
These companies may use your personal information to help HR
communicate with you about offers from HR and our marketing
partners. However, these companies do not have any independent right
to share this information.
We respond to subpoenas, court
orders, or legal process, or to establish or exercise our legal
rights or defend against legal claims;
We believe it is
necessary to share information in order to investigate, prevent, or
take action regarding illegal activities, suspected fraud,
situations involving potential threats to the physical safety of any
person, violations of HR's Legal Statement, or as otherwise required
by law.
We transfer information about you if HR is acquired
by or merged with another company. In this event, HR will notify you
before information about you is transferred and becomes subject to a
different privacy policy.
HR works with vendors, partners,
advertisers, and other service providers in different industries and
categories of business. For more information regarding providers of
products or services that you've requested please read our detailed
reference links.
Cookies
HR may set and access HR
cookies on your computer.
Confidentiality and Security
We limit access to personal information about you to
employees who we believe reasonably need to come into contact with
that information to provide products or services to you or in order
to do their jobs.
We have physical, electronic, and procedural
safeguards that comply with federal regulations to protect personal
information about you.
Changes to this Privacy
Policy
HR may update this policy. We will notify you about
significant changes in the way we treat personal information by
sending a notice to the primary email address specified in your HR
account or by placing a prominent notice on our
site.
Revised: 09/19/2006
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